Sba 504 loan — Simi Valley, CA

Last updated: September 24, 2026

What affects the price

When you look at SBA loan costs, several factors dictate the final numbers. Lenders primarily evaluate your credit score, the amount of cash you have available for a down payment, and your business's existing debt load. The loan type—such as a 7(a) versus a 504—also shifts the interest rates and fees significantly. Projects requiring more documentation or complex collateral assessments may also carry different expense structures compared to straightforward working capital requests. Exact pricing confirmed free on the call.

About this service

The SBA 504 loan program is designed specifically for small businesses that need to purchase major fixed assets, like commercial real estate or heavy machinery. You would typically look into this option when you are ready to expand your footprint or upgrade your equipment for the long term. This loan involves a partnership between a certified development company and a private lender. Because these loans are project-specific, costs typically range from moderate to high; exact pricing confirmed free on the call.

Frequently asked in Simi Valley

Also serving nearby: Thousand Oaks · Santa Clarita · Santa Monica · Los Angeles · Oxnard

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More on this: U.S. Small Business Administration — official SBA loan programs.

Service area details

Serving all of Simi Valley — population 125,113; about 3,011 residents per square mile across 41.5 sq mi. ZIP codes covered include 93062, 93063, 93065, 93094, 93099.

Neighborhoods served in Simi Valley: Rancho Simi, Wood Ranch, East Simi Valley, Santa Susana, Moorpark Highlands — and every surrounding area.